Learning contentment is one of the most significant disciplines we can achieve. Many people have amassed large debts chasing their dreams, only to find that their latest purchase provides only fleeting fulfillment. Contentment reduces our desire to spend, creating a cushion between our spending and our income. This brings about the opportunity to save, to give away, or to
buy something special. If, on the other hand, our spending is regularly ahead of our income, then the inevitable consequence is debt. Debt can be difficult to manage and arises for all sorts of reasons. If you have significant debt, you are encouraged to take action as soon as possible.
You may find the following prayer helpful:
Lord Jesus Christ, you taught about building treasure in heaven rather than on earth; teach us to be content when our needs are satisfied rather than our wants, and grant us wisdom to be faithful stewards.